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Interest Rates Cut – what does this mean for buying and selling a dental practice?

Interest Rates Cut – what does this mean for buying and selling a dental practice?

The Bank of England has decided to cut the base rate by 0.25% to 4%.

07/08/2025

The Bank of England’s Monetary Policy Committee (MPC) voted to cut interest rates again on 7 August 2025 by 0.25% to 4%.  The decision to cut interest rates to the lowest in two years is focused on returning inflation to the 2% target. 

Maja Thompson, Director of Henry Schein Dental Practice Services said:

“A reduction in interest rates is good news for all of us as consumers, mortgage holders, anybody servicing a debt, but especially for buyers looking to buy a first or next practice. Bank lending rates have already started to come down this year from the recent highs, and lending appetite is returning. Any reduction in rates is good news for buyers as it makes their purchase, if bank funded, more affordable in the long run.

This is also a good time to reassess financing needs for practice owners as they may have bought or refinanced their practice while rates were high. All in all, it is good news for borrowers!”

Next steps

If you’re considering selling, discover your practice’s true market value by booking a valuation with one of our experts. If the recent changes have made you think about buying, view our range of practices for sale or register as a buyer and we’ll guide you through every step.

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Frequently Asked Questions

How long will it take to sell my dental practice?

The length of time can vary depending on the practice type and buyer type. Typically a practice sale completes within 4-10 months. For a more detailed discussion about your own circumstances please contact us.

When is the right time to sell my dental practice?

What are the current dental market trends?

What do buyers look for in a dental practice purchase?

What documentation will I have to prepare to sell my dental practice?

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